CrePass Solution is a platform that aims to diversify the methods used to evaluate individual creditworthiness, enabling a wider range of credit products to be distributed.

Financial information-centric credit ratings fail to differentiate in sufficient detail the risks of people with limited or similar credit histories — restricting business opportunities for financial institutions and creating social financial exclusion. To address this, CrePass has developed a big data-based alternative credit scoring model and a platform that connects people in need of loans with investors based on that model.